Personal Loan

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If you are stuck in a tight financial situation, the Personal Loan from BBAC provides you with a fast and simple cash solution suitable for your personal needs.

Are you eligible for the Personal Loan?
  • You must be Lebanese, residing in Lebanon
  • You must be between 21 and 60 years old at loan maturity
  • You must have at least 1 year of work experience
  • You must have a minimum monthly income of 1,000 USD, or its equivalent in LBP, if you are either an employee or self-employed
What do you need to know about the Loan?
  • Currency: US Dollars or Lebanese Pounds
  • Loan Amount: up to 50,000 USD or its equivalent in LBP
  • Repayment Period: up to 5 years
  • Interest Rate: 

‚Äč            - In USD: Beirut Reference Rate (BRR) + 7% (minimum 15%)

            - In LBP: Beirut Reference Rate (BRR) + 5% (minimum 16%)

  • Opening File Fees: ranges between 150 USD and 250 USD depending on the loan amount
What are the guarantees and conditions required for the Loan?
  • The monthly repayment should not exceed 35% of the monthly income for employees and self-employed individuals
  • Life insurance policy covering death and permanent total disability from an insurance company acceptable to BBAC
  • Additional guarantees such as salary domiciliation and personal guarantee on a case by case basis
What is the next step?

You can apply for the Personal Loan by visiting any BBAC branch, where the customer service representatives are ready to provide you with more information on the features and conditions of the loan, or online.

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