Public Sector Personal Loan

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If you are stuck in a tight financial situation, the Public Sector Personal Loan from BBAC provides you with a fast and simple cash solution suitable for your personal needs.

Are you eligible for the Public Sector Personal Loan?
  • You must be Lebanese, residing in Lebanon
  • You must be between 21 and 64 years old at loan maturity
  • You must have a minimum monthly income of 1 million LBP, if you are either an employee or self-employed
What do you need to know about the Loan?
  • Currency: Lebanese Pounds
  • Loan Amount: up to 25 million LBP
  • Repayment Period: up to 7 years
  • Interest Rate: Beirut Reference Rate (BRR) + 3% (minimum 14%)
  • Commission: 4,500 LBP monthly
What are the guarantees and conditions required for the Loan?
  • The monthly repayment should not exceed 35% of the monthly income for the individual
  • Life insurance policy covering death and permanent total disability from an insurance company acceptable to BBAC
  • Additional guarantees such as salary domiciliation and personal guarantee on a case by case basis
What is the next step?

You can apply for the Public Sector Personal Loan by visiting any BBAC branch, where the customer service representatives are ready to provide you with more information on the features and conditions of the loan, or online.

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