Mobile Payment

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Everyone has had awkward money moments – from having forgotten your wallet at home when you went shopping or dining out with friends, to not having enough cash on hand to pay instantly for a service – but not anymore!  Now, you can pay with your mobile.

BBAC puts the power to pay in the palm of your hand by introducing CMO – an innovative, fast and user-friendly Mobile Payment solution that offers you an easy way to transform your mobile into a smarter and secure payment tool.

Switch to Mobile Payment… it’s easy!

What are the features of Mobile Payment?
Mobile Payment with CMO enables you to make instant payments virtually anytime, using your own mobile by simply linking your BBAC current account to your mobile number.
   With this service, you can use your mobile to perform the following:

  • Person-to-Merchant (P2M) Payments: Pay in advance for delivery orders from a variety of merchants who accept CMO payments
  • Person-to-Person (P2P) Payments: Transfer money to other CMO users
  • Cardless ATM Withdrawals: Withdraw cash at any CMO participating ATM without the need for a physical card
  • ATM Locator: Locate a CMO participating ATM that supports cardless transactions near you or at a specific location

Any BBAC client with a smartphone, a BBAC current account and the CMO application can enjoy using Mobile Payment.

That’s not all! As a CMO user, you can also pay with MasterCard ‘Paypass’ contactless card for all your small purchases from a variety of merchants that accept CMO payments in Lebanon and worldwide. Simply stick the contactless card to the back of your mobile and pay with a simple tap of your phone.

How secure is Mobile Payment?

BBAC has taken every precaution necessary to ensure a climate of trust and to protect the confidentiality and the security of your financial and payment information, allowing you to conduct your CMO mobile payments with confidence.

You will also be provided with a password which, along with your mobile number, enables you to securely access the CMO application.

As an added security measure, each and every CMO transaction requires a One-Time-Password (OTP) to be completed successfully. Once requested, the OTP will immediately be sent to your mobile via SMS to authenticate and proceed with the transaction.

No matter what CMO transaction you make, you will get an SMS notification on the spot once the payment is processed.

You can view your most recent transactions on the CMO application. Alternately, you can also view the details of all your CMO transactions in your statement of account or online.

While BBAC takes the greatest care to keep your mobile experience safe, you would still need to take your own precautions. Keeping your mobile safe and updated with the latest protection is the first step towards real mobile security.

What is the next step?

You can apply for Mobile Payment by visiting any of the BBAC branches, where the customer service representatives are ready to provide assistance.

After BBAC has registered you for Mobile Payment, all you need to do is visit your App Store (iPhone) or Google Play (Android), search for "CMO" and download the application. Once downloaded, follow a few simple steps to activate the application, and you are ready to start making payments.

For more information, please contact the 24/7 Helpdesk on +961 1 366 921.

Download CMO app

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