Educational Loan

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For the mere fact that financial barriers should never stand in the way of a student’s education, BBAC, in collaboration with the Central Bank of Lebanon, offers the Educational Loan dedicated to helping you pursue your education purposes by making university funding very simple.

Thanks to the Educational Loan, the only thing you need to ‘pay’ attention to is… your studies!

Are you eligible for the Educational Loan?
  • You must be a Lebanese citizen residing in Lebanon
  • You must be between 17-64 years old at loan maturity
  • You must have a minimum monthly income of LBP 1,000,000
  • You must be applying to higher education institutions
What do you need to know about the Loan? 
  • Currency: Lebanese Pounds
  • Loan Amount: a minimum of LBP 5,000,000 and a maximum of LBP 75,000,000
  • Repayment Period: up to 10 years starting one year from the student’s graduation date
  • Interest Rate: BDL index - 4.5%
  • Benefits: In order to enhance your overall educational experience, BBAC offers you the following with the loan:

    • Internet Card – a charge card for purchases over the Internet
What are the guarantees and conditions required for the Loan?
  • The monthly repayment should not exceed one third of the monthly salary if employed or one fourth of the monthly income if self-employed
  • Life insurance policy covering death and permanent total disability from an insurance company acceptable to BBAC.
  • Additional guarantees such as salary domiciliation and personal guarantee on a case by case basis
What is the next step?
You can apply for the Educational Loan by visiting any of the BBAC branches, where the customer service representatives are ready to provide assistance, or online.

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